Wallet Talks

How Much Should My Emergency Fund Cost

Like for real how much is enough to have to feel like I will be safe and secure if something hits the fan and I am totally stressed out again, smh.  I know how this feels and it's something we dread figuring out because it's so hard to know exactly what is enough. In this episode we shed some light on what is enough on a beginners level. We break down the "enough" into tiers that you can use to determine how much emergency fund should be for your situation. 
After you listen, let us know how much you think you should have and share it with a friend.  See you next time. 

How To Budget With Inconsistent Income

This episode we quickly break down the myth that if you don't have consistent income you can not do a budget.  Not only do we bust the myth, we teach the primary items you should budget for. We even share the proper amount of savings a person with inconsistent income should have.
This will be very informative yet less than 15 minutes to listen to.  
Hope you enjoy. Like, subscribe and share. 
Remember: Its not about how much money you make but what you do with what you make. 

How To Stick To The Budget Without Being Mean

We talk about how to stick to our spending plans aka budgets in front of friends and family without all the awkwardness.  The primary way is by using a phrase we hear very often and  don't realize it. The phrase is "it's against our policy".  Have you ever heard this phrase before, where were you, what were you trying to do, and did the phrase prevent you from getting what you want?  If it did then the phrase worked, for the person who said it. We are going to talk about how to use that phrase to protect your wallet and prevent it from being abused or misused.
 
Tell us what phrases you used in the past that helped you say no to over spending.
Happy new year and happy listening  
 

EP# 24 -Turning a Passion into a Business w/Kenita Smith

Looking for inspiration to start and fund your non-profit or other business? Listen in on our conversation with Kenita Smith to hear about H.O.P.E., Inc., a non-profit organization dedicated to providing financial and other assistance to single parents pursuing their education.  We're sure you'll leave informed and empowered to pursue your calling. 

EP#23 - Gods Blessing

EP#22 - The Break Is OVA !!!

Yup, we have been away unexpectedly for about two months. Why? Well get into the details on this episode detailing the good and bad of our unintentional break and the new insights we learned about ourselves and money.  Check it out. Listen, Comment and Share

Episode #21: Oh No! We didn’t do a budget this month!!

Yup you read right, We didn’t budget this month. We know. Shocker. Definitely not Wallet Coach approved! What an experience it was. Tune in to hear why it happened and what we learned now think about budgeting. 
 
Here is the link to our spending plan 
walletcoach.gumroad.com/l/cgeiv

Episode #20 - The Nurse Who Became ”Financially Intentional” and Paid Off $1 Million Dollars in Debt

Have you ever heard of someone paying off $1 million dollars in debt? Well, now you can tune in as we chat with Naseema McElroy, founder of Financially Intentional and Nurses on Fire who did just that. In this episode, she shares her journey and what she is doing now.  You will also hear about:
- Growing your money
- Setting up your kids financially for adulthood
- Avoiding victim mentality 
- The cheat code for nurses

Episode #19: What to do when my spouse thinks differently about money

Jason and Tiffany discuss their differences in how they think about money. Believe it or not, having differences does not have to be a deal breaker. Listen in on how to navigate these tough conversations when they arise, and how those same differences could be what helps you accomplish your family goals.

Episode #18 - Vacationing on a Budget - What We Learned

We wanted to celebrate our milestone anniversary economically while having a blast. Wonder if that was possible? Well, listen to Jason and Tiffany discuss their experience and if they’d do anything differently next time.